they work together as a team. Take oil spills, for example. They can happen if tankers are too poorly built to survive accidents at sea. But the economic benefit of compromising on tanker quality brings an economic cost when an oil spill occurs. The oil can wash up on nearby beaches, devastate the ecosystem, and severely affect tourism. The main problem is that the people who bear the cost of the spill are not the people who caused the problem in the first place . Yet, arguably, everyone who puts gasoline into their car—or uses almost any kind of
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